{"id":3030,"date":"2025-09-30T04:51:33","date_gmt":"2025-09-30T04:51:33","guid":{"rendered":"https:\/\/ft365.org\/index.php\/2025\/09\/30\/current-credit-card-interest-rates-bankrate\/"},"modified":"2025-09-30T04:51:33","modified_gmt":"2025-09-30T04:51:33","slug":"current-credit-card-interest-rates-bankrate","status":"publish","type":"post","link":"https:\/\/ft365.org\/index.php\/2025\/09\/30\/current-credit-card-interest-rates-bankrate\/","title":{"rendered":"Current Credit Card Interest Rates | Bankrate"},"content":{"rendered":"<div>\n<p>The average credit card interest rate is 20.12 percent, down from a record-high 20.79 percent set on Aug. 14, 2024.<\/p>\n<h2 id=\"current\" data-position=\"1\" data-beam-element-viewed data-id=\"br-h2-1-onpage-placement\" data-type=\"h2\" data-location=\"Editorial\" data-name=\"h2_all\" data-text=\"Current credit card interest rates\" data-outcome>Current credit card interest rates<\/h2>\n<div>\n<table readabilitydatatable=\"1\">\n<thead>\n<tr>\n<th>Weekly national averages<\/th>\n<th>Variable<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>9\/24\/2025<\/td>\n<td>20.11%<\/td>\n<\/tr>\n<tr>\n<td>9\/17\/2025<\/td>\n<td>20.12%<\/td>\n<\/tr>\n<tr>\n<td>9\/10\/2025<\/td>\n<td>20.12%<\/td>\n<\/tr>\n<tr>\n<td>9\/3\/2025<\/td>\n<td>20.12%<\/td>\n<\/tr>\n<tr>\n<td>8\/27\/2025<\/td>\n<td>20.12%<\/td>\n<\/tr>\n<tr>\n<td>8\/20\/2025<\/td>\n<td>20.13%<\/td>\n<\/tr>\n<tr>\n<td>8\/13\/2025<\/td>\n<td>20.13%<\/td>\n<\/tr>\n<tr>\n<td>8\/6\/2025<\/td>\n<td>20.13%<\/td>\n<\/tr>\n<tr>\n<td>7\/30\/2025<\/td>\n<td>20.13%<\/td>\n<\/tr>\n<tr>\n<td>7\/23\/2025<\/td>\n<td>20.13%<\/td>\n<\/tr>\n<tr>\n<td>7\/16\/2025<\/td>\n<td>20.13%<\/td>\n<\/tr>\n<tr>\n<td>7\/9\/2025<\/td>\n<td>20.13%<\/td>\n<\/tr>\n<tr>\n<td>7\/2\/2025<\/td>\n<td>20.13%<\/td>\n<\/tr>\n<tr>\n<td>6\/25\/2025<\/td>\n<td>20.15%<\/td>\n<\/tr>\n<tr>\n<td>6\/18\/2025<\/td>\n<td>20.12%<\/td>\n<\/tr>\n<tr>\n<td>6\/11\/2025<\/td>\n<td>20.12%<\/td>\n<\/tr>\n<tr>\n<td>6\/4\/2025<\/td>\n<td>20.12%<\/td>\n<\/tr>\n<tr>\n<td>5\/28\/2025<\/td>\n<td>20.12%<\/td>\n<\/tr>\n<tr>\n<td>5\/21\/2025<\/td>\n<td>20.12%<\/td>\n<\/tr>\n<tr>\n<td>5\/14\/2025<\/td>\n<td>20.12%<\/td>\n<\/tr>\n<tr>\n<td>5\/07\/2025<\/td>\n<td>20.12%<\/td>\n<\/tr>\n<tr>\n<td>4\/30\/2025<\/td>\n<td>20.12%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<div>\n<p><img decoding=\"async\" src=\"https:\/\/ft365.org\/wp-content\/uploads\/2025\/05\/localimages\/Data-Center-Inline-Thumbnail.jpg6832250480bbf.jpg?auto=webp&#038;optimize=high&#038;fit=cover&#038;enable=upscale&#038;crop=1:1,smart\" alt><\/p>\n<div>\n<h3>     Bankrate Data Center     <\/h3>\n<p>Since 1976, Bankrate has been the go-to source for personal finance data, publishing average rates on the most popular financial products and tracking the experience of consumers nationwide.<\/p>\n<p>         See more          <\/p>\n<\/div><\/div>\n<h2 id=\"historical\" data-position=\"2\" data-beam-element-viewed data-id=\"br-h2-2-onpage-placement\" data-type=\"h2\" data-location=\"Editorial\" data-name=\"h2_all\" data-text=\"Historical interest rates\" data-outcome>Historical interest rates<\/h2>\n<h2 id=\"setting\" data-position=\"3\" data-beam-element-viewed data-id=\"br-h2-3-onpage-placement\" data-type=\"h2\" data-location=\"Editorial\" data-name=\"h2_all\" data-text=\"How are credit card rates set?\" data-outcome>How are credit card rates set?<\/h2>\n<p>The typical credit card rate formula is the Prime Rate plus a profit margin set by the card issuer. On average, this margin often runs between 12 and 13 percent. The Prime Rate is currently 7.25 percent. It\u2019s typically 3 percentage points higher than the federal funds rate, which is set by the Federal Reserve\u2019s Federal Open Market Committee.<\/p>\n<p>Essentially, the federal funds rate is the interest rate that banks charge each other for short-term (generally overnight) loans. The Prime Rate is a benchmark for what banks charge their most creditworthy customers. It serves as a basis for many financial products.<\/p>\n<p>Credit cards have a higher markup than other loans, such as mortgages and auto loans, because credit cards represent unsecured debt. That means they aren\u2019t backed by an underlying asset such as a home or car that a lender can seize if the borrower doesn\u2019t pay them back.<\/p>\n<p>                         <iframe loading=\"lazy\" title=\"All about credit card interest rates\" width=\"560\" height=\"315\" data-src=\"https:\/\/www.youtube.com\/embed\/7UiFifDBmxc?si=yqRkEUBPxtMZYbfa\" src=\"https:\/\/www.youtube.com\/embed\/7UiFifDBmxc?si=yqRkEUBPxtMZYbfa\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen>                         <\/iframe>                                              <\/p>\n<p><em>Have a question about credit cards? Get in touch with me at ted.rossman@bankrate.com. I\u2019d be happy to help!<\/em><\/p>\n<h2 id=\"cardact\" data-position=\"4\" data-beam-element-viewed data-id=\"br-h2-4-onpage-placement\" data-type=\"h2\" data-location=\"Editorial\" data-name=\"h2_all\" data-text=\"The CARD Act changed credit card rate calculations\" data-outcome>The CARD Act changed credit card rate calculations<\/h2>\n<p>The CARD Act, which took effect in 2010, altered the way credit card rates were set. Previously, credit card issuers had much more flexibility in terms of when they could change customers\u2019 rates. Now, the easiest way for them to adjust rates (especially on existing balances) is to tie the rate to an index such as the Prime Rate.<\/p>\n<p>If the Prime Rate changes, almost all credit card agreements are written in a way that the adjustment affects cardholders\u2019 new and existing balances without any special notice required. The exact timing of the change varies. Sometimes the issuer uses the Prime Rate on your statement date. It might also be the first day of the month or the last day of the month or another date of their choosing.<\/p>\n<p>Card issuers can change the rate on existing customers\u2019 new purchases with 45 days\u2019 notice. And they have a lot of flexibility regarding new offers just coming onto the market.<\/p>\n<div>     <svg viewbox=\"0 0 24 24\" fill=\"currentColor\" focusable=\"false\"><title>Savings Icon<\/title> <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M12 20.985h.183l-.006.015a6.597 6.597 0 0 0 3.96-1.346c.161-.123.317-.252.468-.389A6.81 6.81 0 0 0 19 14.086c0-3.706-2.986-6.728-6.724-6.873a6.191 6.191 0 0 0-1.721.134L9.338 6.263a1.01 1.01 0 0 0-1.074-.182 1.122 1.122 0 0 0-.453.364 1.18 1.18 0 0 0-.223.575L7.4 8.894a6.888 6.888 0 0 0-1.998 2.864h-.86c-.298 0-.541.262-.541.582v3.828c0 .32.585 0 .882 0l1.046 1.36a6.99 6.99 0 0 0 3.162 2.82c.919.435 1.917.65 2.91.637Z\" fill=\"transparent\" \/><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M10.63 8.72a5.942 5.942 0 0 0 6.167 5.93 6.597 6.597 0 0 1-2.317 2.927 6.603 6.603 0 0 1-3.956 1.179 6.647 6.647 0 0 1-3.394-.86 6.705 6.705 0 0 1-2.495-2.45.604.604 0 0 0-.525-.304H2.717v-3.6h.875a.605.605 0 0 0 .579-.418A5.927 5.927 0 0 1 6.263 8.21a.616.616 0 0 0 .244-.426l.235-2.267L8.348 6.84c.152.122.357.175.548.122a6.188 6.188 0 0 1 2.053-.16 5.908 5.908 0 0 0-.319 1.917Zm.867-3.084a7.796 7.796 0 0 0-2.617.079L7.51 4.58a1.206 1.206 0 0 0-1.72.19c-.136.168-.22.373-.25.601l-.22 2.032a7.07 7.07 0 0 0-2.154 2.922H2.11a.61.61 0 0 0-.609.608v4.817a.61.61 0 0 0 .609.608h1.658a7.874 7.874 0 0 0 1.885 2.02l-.516 2.073a.606.606 0 0 0 .442.738c.045.016.099.016.144.016v.007c.274 0 .525-.19.594-.464l.418-1.683a7.906 7.906 0 0 0 3.775.907h.205l.008.008a7.815 7.815 0 0 0 3.626-.9l.414 1.66c.076.282.32.465.593.465v-.008c.046 0 .1 0 .145-.015a.606.606 0 0 0 .441-.738l-.512-2.054a7.843 7.843 0 0 0 2.658-3.72.602.602 0 0 0 .03-.222A5.947 5.947 0 0 0 22.5 8.72a5.942 5.942 0 0 0-5.935-5.934 5.938 5.938 0 0 0-5.068 2.85Zm.35 3.084a4.721 4.721 0 0 1 4.718-4.717 4.721 4.721 0 0 1 4.718 4.717 4.721 4.721 0 0 1-4.718 4.718 4.721 4.721 0 0 1-4.717-4.718ZM7.534 11.27a.916.916 0 0 1-.913-.913c0-.502.411-.913.914-.913v.008c.502 0 .912.41.912.913 0 .502-.41.913-.913.913v-.008Zm7.784.206h.64v.289a.61.61 0 0 0 .608.608.61.61 0 0 0 .609-.608v-.29c.843-.03 1.521-.772 1.521-1.681 0-.928-.707-1.682-1.575-1.682h-1.103c-.19 0-.357-.213-.357-.464 0-.25.16-.464.357-.464h.453a.606.606 0 0 0 .19 0h1.16a.61.61 0 0 0 .61-.609.61.61 0 0 0-.61-.608h-.646v-.29a.61.61 0 0 0-.609-.608.61.61 0 0 0-.609.609v.29c-.839.034-1.514.774-1.514 1.68 0 .929.708 1.682 1.575 1.682h1.104c.19 0 .357.213.357.464s-.16.464-.358.464H15.317a.61.61 0 0 0-.608.609.61.61 0 0 0 .608.609Z\" \/><\/svg>    <\/p>\n<p>         <strong>             Money tip:         <\/strong>         The most important thing to know with respect to credit card rate adjustments is that Federal Reserve rate changes (up or down) generally pass through to customers within a month or two. And these Fed rate changes affect new and existing credit card balances.     <\/p>\n<\/p><\/div>\n<h2 id=\"effect\" data-position=\"5\" data-beam-element-viewed data-id=\"br-h2-5-onpage-placement\" data-type=\"h2\" data-location=\"Editorial\" data-name=\"h2_all\" data-text=\"How do credit card rates affect you?\" data-outcome>How do credit card rates affect you?<\/h2>\n<p>Most credit cards bill on a monthly cycle. If you pay your credit card purchases in full, you aren\u2019t charged interest and you typically receive an interest-free grace period of at least 21 days. For example, if your billing statement is generated on the 1st of the month, you usually have until at least the 22nd of that month to pay without interest accruing. Depending on when you made the purchase, you might actually have close to two months without owing interest (if you bought something early in the billing cycle).<\/p>\n<p>However, if you carry a balance from one billing cycle to the next, it\u2019s a completely different story. Credit card rates are usually expressed as APRs \u2013 annual percentage rates. But taking this a level deeper, what actually happens when you carry a balance is that the card issuer assesses a daily interest rate (typically the APR divided by the 365 days in a year) on your average daily balance during a given billing cycle. The most important thing for consumers to understand is that, when they carry balances, interest is accruing every single day (and usually at a hefty interest rate). That\u2019s why it\u2019s essential to pay down credit card debt as quickly as possible.<\/p>\n<p>Let\u2019s say you have $5,000 of credit card debt and your interest rate is 20 percent APR. If you only make minimum payments, you will be in debt for about 23 years and you\u2019ll end up paying about $7,723 in interest, according to Bankrate\u2019s calculator.<\/p>\n<div>     <svg viewbox=\"0 0 24 24\" fill=\"currentColor\" focusable=\"false\"><title>Star Icon<\/title> <path d=\"M8.244 24a1.92 1.92 0 0 1-1.19-.415 2.122 2.122 0 0 1-.778-2.042l.762-4.63a.706.706 0 0 0-.196-.622L3.61 13.01a2.15 2.15 0 0 1-.517-2.137c.238-.77.853-1.324 1.624-1.436l4.469-.675a.683.683 0 0 0 .516-.39l2.001-4.214C12.05 3.441 12.73 3 13.5 3c.77 0 1.451.45 1.796 1.16l2 4.213a.697.697 0 0 0 .517.39l4.47.675c.762.112 1.385.666 1.623 1.436a2.15 2.15 0 0 1-.517 2.137l-3.23 3.28a.73.73 0 0 0-.197.622l.762 4.63a2.127 2.127 0 0 1-.787 2.042 1.91 1.91 0 0 1-2.116.173l-3.993-2.19a.664.664 0 0 0-.648 0l-3.993 2.19A1.903 1.903 0 0 1 8.26 24h-.016Z\" fill=\"transparent\" \/><path d=\"M6.494 23c-.439 0-.877-.145-1.246-.435a2.223 2.223 0 0 1-.816-2.14l.799-4.849a.74.74 0 0 0-.206-.653L1.64 11.488a2.253 2.253 0 0 1-.541-2.24c.249-.806.893-1.386 1.7-1.504l4.682-.707a.716.716 0 0 0 .542-.408l2.096-4.414C10.479 1.462 11.193 1 12 1c.807 0 1.52.471 1.881 1.215l2.096 4.414a.73.73 0 0 0 .542.408l4.681.707c.8.118 1.452.698 1.701 1.505.24.798.035 1.659-.54 2.239l-3.386 3.435a.764.764 0 0 0-.206.653l.8 4.85c.137.825-.181 1.64-.825 2.139a2.001 2.001 0 0 1-2.217.181l-4.183-2.293a.696.696 0 0 0-.679 0l-4.184 2.293c-.309.172-.644.254-.97.254h-.017ZM11.99 2.46a.713.713 0 0 0-.652.416L9.242 7.291c-.309.643-.893 1.097-1.58 1.196l-4.682.707a.717.717 0 0 0-.584.517.735.735 0 0 0 .18.752L5.961 13.9c.498.508.721 1.233.61 1.949l-.8 4.85a.735.735 0 0 0 .276.716c.232.181.524.2.773.063l4.184-2.293a2.015 2.015 0 0 1 1.95 0l4.183 2.293a.69.69 0 0 0 .773-.063.753.753 0 0 0 .284-.716l-.8-4.85a2.253 2.253 0 0 1 .61-1.949l3.385-3.435a.732.732 0 0 0 .18-.753.717.717 0 0 0-.583-.517l-4.682-.707c-.679-.1-1.272-.553-1.58-1.196l-2.097-4.415a.705.705 0 0 0-.653-.417h.017Z\" \/><\/svg>    <\/p>\n<p>         <strong>             Keep in mind:         <\/strong>         An interest-free grace period applies only to purchases. If you\u2019ve made a balance transfer or taken a cash advance, different APRs could apply and there may not be any grace period for those transactions.     <\/p>\n<\/p><\/div>\n<h2 id=\"types\" data-position=\"6\" data-beam-element-viewed data-id=\"br-h2-6-onpage-placement\" data-type=\"h2\" data-location=\"Editorial\" data-name=\"h2_all\" data-text=\"What are the different types of credit card interest rates?\" data-outcome>What are the different types of credit card interest rates?<\/h2>\n<p>Thus far, we\u2019ve focused on purchase APRs. But credit cards often have other interest rates for different types of transactions. Here are some common examples:<\/p>\n<ul>\n<li> <strong>Balance Transfer APR:<\/strong> The interest rate you owe on balances transferred from loans or other credit cards to the applicable credit card. For many cards, you begin with a low rate (even 0 percent) for a specified number of months before transitioning to the regular APR.<\/li>\n<li> <strong>Introductory APR:<\/strong> This is an incentive offered by credit card companies to new applicants to give an especially-low rate for a certain time period once an account has been opened. This rate, often an introductory 0 percent APR, is consistently lower than the typical APR for each card.<\/li>\n<li> <strong>Cash Advance APR:<\/strong> This rate is applied when withdrawing money from an ATM or bank using your credit card.<\/li>\n<li> <strong>Penalty APR:<\/strong> If you miss a due date, a penalty APR could be applied. This rate is more extreme than typical APRs (can be as high as 29.99 percent) and will typically be lowered to the standard interest rate after six months of timely payments.<\/li>\n<\/ul>\n<h2 id=\"methodology\" data-position=\"7\" data-beam-element-viewed data-id=\"br-h2-7-onpage-placement\" data-type=\"h2\" data-location=\"Editorial\" data-name=\"h2_all\" data-text=\"Our methodology\" data-outcome>Our methodology<\/h2>\n<p>When we refer to the average credit card rate, we mean the average midpoint of the APR ranges assessed by 111 popular credit cards offered by the 50 largest U.S.-based credit card issuers. Most credit cards charge different interest rates to different customers based upon their creditworthiness. A consumer with an excellent credit score, for example, might be charged 14.99 percent. That same card might charge as high as, say, 24.99 percent to someone with a lower credit score. In that example, we would use 19.99 percent (the midpoint between 14.99 percent and 24.99 percent) in our average credit card rate calculations.<\/p>\n<h2 id=\"resources\" data-position=\"8\" data-beam-element-viewed data-id=\"br-h2-8-onpage-placement\" data-type=\"h2\" data-location=\"Editorial\" data-name=\"h2_all\" data-text=\"Additional interest rate resources\" data-outcome>Additional interest rate resources<\/h2>\n<p>We have multiple resources to help you gain a better understanding of credit card interest rates. If you\u2019re interested in learning more, we recommend reading the following:<\/p>\n<ul>\n<li>What is a credit card APR?<\/li>\n<li>How to get a lower credit card interest rate<\/li>\n<li>What does 0 percent APR mean?<\/li>\n<li>Fixed rate credit cards and why they\u2019re becoming so hard to find<\/li>\n<li>Find the best low-interest credit card offers available<\/li>\n<\/ul>\n<p><strong>Other credit card options:<\/strong><\/p>\n<ul>\n<li>0 percent interest credit cards<\/li>\n<li>Balance transfer credit cards<\/li>\n<li>Bankrate\u2019s top credit cards of 2024<\/li>\n<\/ul>\n<p>To view more research from the Bankrate team, visit our credit card statistics center.<\/p>\n<div data-cta-initial data-helpful-cta data-beam-element-viewed id=\"did-you-find-this-helpful\" data-type=\"cta\" data-location=\"article-bottom\" data-position=\"banner\" data-text=\"Did you find this page helpful?\">\n<div>\n<p>             Did you find this page helpful?             <\/p>\n<\/p><\/div>\n<p>Help us improve our content<\/p>\n<\/p><\/div>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>The average credit card interest rate is 20.12 percent, down from a record-high 20.79 percent set on Aug. 14, 2024. Current credit card interest rates Weekly national averages Variable 9\/24\/2025 20.11% 9\/17\/2025 20.12% 9\/10\/2025 20.12% 9\/3\/2025 20.12% 8\/27\/2025 20.12% 8\/20\/2025 20.13% 8\/13\/2025 20.13% 8\/6\/2025 20.13% 7\/30\/2025 20.13% 7\/23\/2025 20.13% 7\/16\/2025 20.13% 7\/9\/2025 20.13% 7\/2\/2025 20.13%<\/p>\n","protected":false},"author":2,"featured_media":296,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"class_list":["post-3030","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-news"],"featured_image_urls":{"full":["https:\/\/ft365.org\/wp-content\/uploads\/2025\/05\/295-current-credit-card.jpg",1280,720,false],"thumbnail":["https:\/\/ft365.org\/wp-content\/uploads\/2025\/05\/295-current-credit-card-150x150.jpg",150,150,true],"medium":["https:\/\/ft365.org\/wp-content\/uploads\/2025\/05\/295-current-credit-card-300x169.jpg",300,169,true],"medium_large":["https:\/\/ft365.org\/wp-content\/uploads\/2025\/05\/295-current-credit-card-768x432.jpg",640,360,true],"large":["https:\/\/ft365.org\/wp-content\/uploads\/2025\/05\/295-current-credit-card-1024x576.jpg",640,360,true],"1536x1536":["https:\/\/ft365.org\/wp-content\/uploads\/2025\/05\/295-current-credit-card.jpg",1280,720,false],"2048x2048":["https:\/\/ft365.org\/wp-content\/uploads\/2025\/05\/295-current-credit-card.jpg",1280,720,false],"morenews-featured":["https:\/\/ft365.org\/wp-content\/uploads\/2025\/05\/295-current-credit-card-1024x576.jpg",1024,576,true],"morenews-large":["https:\/\/ft365.org\/wp-content\/uploads\/2025\/05\/295-current-credit-card-825x575.jpg",825,575,true],"morenews-medium":["https:\/\/ft365.org\/wp-content\/uploads\/2025\/05\/295-current-credit-card-590x410.jpg",590,410,true],"crawlomatic_preview_image":["https:\/\/ft365.org\/wp-content\/uploads\/2025\/05\/295-current-credit-card-260x146.jpg",260,146,true]},"author_info":{"display_name":"henry","author_link":"https:\/\/ft365.org\/index.php\/author\/henry\/"},"category_info":"<a href=\"https:\/\/ft365.org\/index.php\/category\/latest-news\/\" rel=\"category tag\">Latest News<\/a>","tag_info":"Latest News","comment_count":"0","_links":{"self":[{"href":"https:\/\/ft365.org\/index.php\/wp-json\/wp\/v2\/posts\/3030","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ft365.org\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ft365.org\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ft365.org\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/ft365.org\/index.php\/wp-json\/wp\/v2\/comments?post=3030"}],"version-history":[{"count":0,"href":"https:\/\/ft365.org\/index.php\/wp-json\/wp\/v2\/posts\/3030\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ft365.org\/index.php\/wp-json\/wp\/v2\/media\/296"}],"wp:attachment":[{"href":"https:\/\/ft365.org\/index.php\/wp-json\/wp\/v2\/media?parent=3030"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ft365.org\/index.php\/wp-json\/wp\/v2\/categories?post=3030"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ft365.org\/index.php\/wp-json\/wp\/v2\/tags?post=3030"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}